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Financing

Learn More About Affirm

WHAT IS AFFIRM?

Affirm (formerly known as PayBright) is one of America’s leading installment payment platform, providing shoppers with buy now, pay later solutions at their favorite retailers, both in-store and online. By selecting Affirm as a payment method, customers can enjoy their purchase immediately, while spreading their payments over time.

HOW DO I USE AFFIRM?

Here's how it works:

  1. Apply: Select Affirm as your payment option at checkout
  2. Get Approved: Use your mobile phone number and email to set up your Affirm plan within 60 seconds.
  3. Shop: Confirm your payment plan and then you’re done! Enjoy your purchase today and break up the cost.

Affirm will automatically debit/charge monthly payments using your preferred payment method. Available payment methods may vary depending on the payment plan selected.

Your rate will be 0% APR or 10-36% APR based on credit, and is subject to an eligibility check. Payment options through Affirm are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required.

ARE THERE REQUIREMENTS TO USE AFFIRM?

To qualify for financing, you must:

  • Be a resident of the U.S. (including U.S. territories)
  • Be at least 18 years old (19 if you’re a ward of the state in Nebraska)
  • Have a Social Security number
  • Own a phone number that receives SMS and is registered to the United States or U.S. territories